TY JOUR TI At the origins of private insurance in the Vologda province: the authorized agent merchant I.T. Bovykin KW merchants KW "Vologda Provincial Gazette" KW insurance KW insurance company JO Proceedings of the Komi Science Centre of the Ural Division of the Russian Academy of Sciences AU Leyman, I.I. PY 2023 IS 0 PB FSBI FIC "Komi Scientific Center of the Ural Branch of the Russian Academy of Sciences"